Integrated Risk Management
Risk management the board can actually run
For management boards and boards of supervisors at financial institutions. Senior practitioners who build the risk framework, run the supervisory exercises and close the findings.
Where the pressure lands
Risk management is changing faster than the structures built to hold it. Five pressures reach the board at the same time.
Supervisors are closer
The management board and the board of supervisors work under growing scrutiny. Compliance and business ambition are decided in the same meeting.
Risk sits beside strategy
Risk management still runs as a parallel process instead of part of the plan.
Resilience is expected
Organisational resilience is no longer a programme with an end date. It has to hold when tested.
The standards keep moving
Supervisory standards change constantly. Staying ahead of them is part of the job, not an exception.
New risks, same agenda
Cybersecurity, ESG risk and geopolitical instability arrive on top of everything the board already carries.
Four places we work
One approach across every risk type: financial, operational, strategic, compliance and emerging.
The risk management cycle
Five stages, run across the Three Lines. Done properly, the cycle is what keeps an institution resilient against the risks it actually faces.
Risk Identification
Find the risks that could hit financial health, operations and reputation. Risk management and compliance set the frame, the business units do the identifying.
Risk Assessment
Weigh likelihood against impact. The risk management function supplies the method, from risk scoring to stress testing, and keeps assessments aligned across the organisation.
Risk Mitigation
Reduce, transfer or eliminate. Controls are tested for effectiveness and the risk appetite holds the line.
Risk Monitoring and Reporting
Monitor risks and controls continuously. Data comes up from the first line and reaches senior management and the board.
Risk Review and Improvement
Refine the process on lessons learned and on changes outside and inside the organisation. The framework is not finished when it is written.
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Let us take you further
Schedule a 30 min call. No slide decks. Just a practical assessment of your needs and how we can help.