[{"data":1,"prerenderedAt":409},["ShallowReactive",2],{"navigation-en":3,"{\"language\":\"default\",\"resolve_relations\":[\"article.author\"],\"version\":\"published\"}team\u002Fryan-croes":303},{"_uid":4,"groups":5,"component":4},"navigation",[6,99,194,242],{"_uid":7,"link":8,"label":14,"tiers":15,"hidden":26,"columns":88,"component":89,"in_footer":90,"in_header":90,"brand_link":91,"brand_label":93,"footer_link":94,"footer_text":9,"panel_width":95,"footer_label":9,"footer_order":96,"brand_cta_link":97,"footer_heading":98,"brand_cta_label":9},"3a984d45-c4a4-4620-b9a0-e89311aad748",{"id":9,"url":9,"story":10,"linktype":12,"fieldtype":13,"cached_url":11},"",{"full_slug":11},"helia","story","multilink","Product",[16,57],{"_uid":17,"items":18,"style":53,"hidden":26,"marker":54,"component":55,"marker_color":56},"a7cc3e35-c73c-4b31-adb6-287a7a0f5a5f",[19,29,37,45],{"_uid":20,"icon":21,"link":22,"label":25,"hidden":26,"component":27,"description":28},"06faf34e-21ae-4e85-9c18-d349c8e43767","i-lucide-mountain-snow",{"id":9,"url":9,"story":23,"linktype":12,"fieldtype":13,"cached_url":24},{"full_slug":24},"helia\u002Fhorizon-scanning","Horizon Scanning",false,"nav_item","We flag what changed the moment it lands",{"_uid":30,"icon":31,"link":32,"label":35,"hidden":26,"component":27,"description":36},"1b053d0c-5196-4a3d-b446-0d975ad3a0bf","i-lucide-trending-up",{"id":9,"url":9,"story":33,"linktype":12,"fieldtype":13,"cached_url":34},{"full_slug":34},"helia\u002Fimpact-assessment","Impact Assessment","See what a change means and where the gaps are",{"_uid":38,"icon":39,"link":40,"label":43,"hidden":26,"component":27,"description":44},"a77dbf68-4115-4712-99cd-cc1c687b6db3","i-lucide-route",{"id":9,"url":9,"story":41,"linktype":12,"fieldtype":13,"cached_url":42},{"full_slug":42},"helia\u002Frisk-control","Risk & Control","Every gap comes with an AI-drafted fix to approve",{"_uid":46,"icon":47,"link":48,"label":51,"hidden":26,"component":27,"description":52},"74a1f93b-9b82-42be-8052-9037a25eef70","i-lucide-database",{"id":9,"url":9,"story":49,"linktype":12,"fieldtype":13,"cached_url":50},{"full_slug":50},"helia\u002Fdata-management","Data Management","One versioned source of truth for rules and controls","rows","tile","nav_tier","secondary",{"_uid":58,"items":59,"style":84,"hidden":26,"marker":54,"heading":85,"component":55,"description":86,"marker_color":56,"heading_style":87},"3fe1e99d-1af4-4266-808b-a6d42a292b7d",[60,68,76],{"_uid":61,"icon":62,"link":63,"label":66,"hidden":26,"component":27,"description":67},"cfb434b2-8dd3-4a2e-b7a3-55026f8f6e69","i-lucide-compass",{"id":9,"url":9,"story":64,"linktype":12,"fieldtype":13,"cached_url":65},{"full_slug":65},"helia\u002Fregulatory-nexus","Regulatory Nexus","Every rule linked to its controls, evidence and owners",{"_uid":69,"icon":70,"link":71,"label":74,"hidden":26,"component":27,"description":75},"a7d84ff1-8690-4117-95b2-7570d58c2ebd","i-lucide-folder-kanban",{"id":9,"url":9,"story":72,"linktype":12,"fieldtype":13,"cached_url":73},{"full_slug":73},"helia\u002Ftask-management","Task Management","Findings become assigned, reviewed and evidenced work",{"_uid":77,"icon":78,"link":79,"label":82,"hidden":26,"component":27,"description":83},"37996c4e-dc18-4619-9d4e-1ad1aa5f1435","i-lucide-vault",{"id":9,"url":9,"story":80,"linktype":12,"fieldtype":13,"cached_url":81},{"full_slug":81},"helia\u002Fvault","Vault","Regulator-ready evidence in a single click","labels","Helia Foundation","always included","inline","2","nav_group",true,{"id":9,"url":9,"story":92,"linktype":12,"fieldtype":13,"cached_url":11},{"full_slug":11},"Explore Regulatory AI",{"id":9,"url":9,"linktype":12,"fieldtype":13,"cached_url":9},"wide","1",{"id":9,"url":9,"linktype":12,"fieldtype":13,"cached_url":9},"RegAI Helia",{"_uid":100,"link":101,"label":103,"tiers":104,"hidden":26,"columns":88,"component":89,"in_footer":90,"in_header":90,"panel_width":95,"footer_order":193},"b819acc3-3bd1-4e78-808f-430a5106bfd3",{"id":9,"url":9,"linktype":102,"fieldtype":13,"cached_url":9},"url","Solutions",[105,139,158],{"_uid":106,"items":107,"style":53,"hidden":26,"marker":136,"heading":137,"component":55,"description":138,"marker_color":9,"heading_style":9},"ced8b335-a7d1-4076-b875-513e850185f7",[108,115,122,129],{"_uid":109,"icon":9,"link":110,"label":113,"hidden":26,"component":27,"in_footer":90,"in_header":90,"description":114},"a0f46fa6-82f1-4c85-81e1-3a3684b54eaa",{"id":9,"url":9,"story":111,"linktype":12,"fieldtype":13,"cached_url":112},{"full_slug":112},"solutions\u002Famlr","Financial  Economic Crime​","AMLR, Sanctiewet,  technical standards (FEC)​",{"_uid":116,"link":117,"label":120,"hidden":26,"component":27,"description":121},"d89ecacc-8bb4-49e1-b02f-df32bb824c32",{"id":9,"url":9,"story":118,"linktype":12,"fieldtype":13,"cached_url":119},{"full_slug":119},"solutions\u002Fdora","Digital Resilience​","DORA and related  regulations​",{"_uid":123,"link":124,"label":127,"hidden":26,"component":27,"description":128},"65a2c9e5-b3a4-4465-9d16-9ef734ffbee9",{"id":9,"url":9,"story":125,"linktype":12,"fieldtype":13,"cached_url":126},{"full_slug":126},"solutions\u002Fesg","ESG","ESG-related regulations (CSRD, ESRS, SFDR)​",{"_uid":130,"link":131,"label":134,"hidden":26,"component":27,"description":135},"25031048-0045-4cea-b5ed-8e1af3a2b240",{"id":9,"url":9,"story":132,"linktype":12,"fieldtype":13,"cached_url":133},{"full_slug":133},"solutions\u002Fai-act","Model & AI​","AI Act and related regulations​","bar","Implementation engines","Scoped to one regulatory domain and deployed into your existing policy, control and data framework",{"_uid":140,"items":141,"style":53,"hidden":26,"marker":136,"heading":155,"component":55,"description":156,"marker_color":157,"heading_style":9},"4cb9d0fb-ae60-4a6d-8ce9-a63ac15bbffa",[142,149],{"_uid":143,"link":144,"label":147,"hidden":26,"component":27,"description":148},"3319bb12-c3e1-4f03-8628-55db20ab7bca",{"id":9,"url":9,"story":145,"linktype":12,"fieldtype":13,"cached_url":146},{"full_slug":146},"solutions\u002Fmicar","MiCAR","and related regulations",{"_uid":150,"link":151,"label":154,"hidden":26,"component":27,"description":148},"4f20f819-0ed2-4bed-9f6e-4c79a6ebdada",{"id":9,"url":9,"story":152,"linktype":12,"fieldtype":13,"cached_url":153},{"full_slug":153},"solutions\u002Faifmd","AIFMD","Compliance-in-a-box","Packaged for a firm type whose regulatory perimeter is largely defined by a single regime","accent",{"_uid":159,"items":160,"style":84,"hidden":26,"marker":191,"heading":192,"component":55,"in_header":26,"footer_order":88,"marker_color":9,"footer_column":90,"heading_style":9},"c3852bfb-8d89-443f-99fd-754307e49dcc",[161,167,173,179,185],{"_uid":162,"link":163,"label":166,"hidden":26,"component":27},"e1b66107-6600-4633-a6df-4961e8af20d9",{"id":9,"url":9,"story":164,"linktype":12,"fieldtype":13,"cached_url":165},{"full_slug":165},"services\u002Fregulatory-change","Regulatory Change Management",{"_uid":168,"link":169,"label":172,"hidden":26,"component":27},"366e6e5a-39b9-4623-a37e-c19a0c9438a9",{"id":9,"url":9,"story":170,"linktype":12,"fieldtype":13,"cached_url":171},{"full_slug":171},"services\u002Fintegrated-risk-management","Integrated Risk Management",{"_uid":174,"link":175,"label":178,"hidden":26,"component":27},"9cf11ffe-1fbb-48e4-b8c6-bef6b0b04f6b",{"id":9,"url":9,"story":176,"linktype":12,"fieldtype":13,"cached_url":177},{"full_slug":177},"services\u002Fnon-financial-risk","Non-Financial Risk",{"_uid":180,"link":181,"label":184,"hidden":26,"component":27},"c2fb0349-60a7-47f2-8fe7-194bfae736fc",{"id":9,"url":9,"story":182,"linktype":12,"fieldtype":13,"cached_url":183},{"full_slug":183},"services\u002Fresponsible-ai","Responsible AI",{"_uid":186,"link":187,"label":190,"hidden":26,"component":27},"dc05a25f-81f0-4060-b940-ed2e02ea2f39",{"id":9,"url":9,"story":188,"linktype":12,"fieldtype":13,"cached_url":189},{"full_slug":189},"services\u002Fsustainable-finance","Sustainable Finance","none","Services","4",{"_uid":195,"link":196,"label":199,"tiers":200,"hidden":26,"columns":96,"component":89,"in_footer":26,"in_header":90,"panel_width":240,"footer_order":241},"0ef586ba-e957-44b3-9bca-e3dbab796458",{"id":9,"url":9,"story":197,"linktype":12,"fieldtype":13,"cached_url":198},{"full_slug":198},"clients","Clients",[201,209],{"_uid":202,"items":203,"style":53,"hidden":26,"marker":191,"component":55,"in_footer":26,"in_header":26},"5029d714-3b1c-46c9-8184-57601f8a292c",[204],{"_uid":205,"link":206,"label":199,"hidden":26,"component":27,"description":208},"d95827bc-7fb0-464b-b6be-1fe7a1ad5046",{"id":9,"url":9,"story":207,"linktype":12,"fieldtype":13,"cached_url":198},{"full_slug":198},"Who we work with, across the sector and its supervisors",{"_uid":210,"items":211,"style":53,"hidden":26,"marker":191,"component":55,"in_footer":26,"in_header":26},"51f99e1b-7670-4f52-8bc4-672c19e34fa8",[212,219,226,233],{"_uid":213,"link":214,"label":217,"hidden":26,"component":27,"description":218},"e744d61a-0416-41e8-aedc-c3401dd02cac",{"id":9,"url":9,"story":215,"linktype":12,"fieldtype":13,"cached_url":216},{"full_slug":216},"banking","Banking","Capital, prudential reporting and a widening AML agenda",{"_uid":220,"link":221,"label":224,"hidden":26,"component":27,"description":225},"20d27513-7541-4143-9caa-bc93b4805905",{"id":9,"url":9,"story":222,"linktype":12,"fieldtype":13,"cached_url":223},{"full_slug":223},"insurance","Insurance","Solvency II, IFRS 17, and a growing conduct and ICT load",{"_uid":227,"link":228,"label":231,"hidden":26,"component":27,"description":232},"7b671952-5705-4e90-8e95-b037f1522cc6",{"id":9,"url":9,"story":229,"linktype":12,"fieldtype":13,"cached_url":230},{"full_slug":230},"asset-management","Asset management","AIFMD II, conduct rules and sustainability disclosure",{"_uid":234,"link":235,"label":238,"hidden":26,"component":27,"description":239},"849a3ffb-e943-4043-83fa-d70f0926e2cb",{"id":9,"url":9,"story":236,"linktype":12,"fieldtype":13,"cached_url":237},{"full_slug":237},"pension-funds","Pension funds","The Wtp transition and IORP II, with the data underneath","narrow","3",{"_uid":243,"link":244,"label":245,"tiers":246,"hidden":26,"columns":96,"component":89,"in_footer":90,"in_header":90,"panel_width":240,"footer_order":302},"32580ef8-5802-4f5e-a36c-fa38d56a9504",{"id":9,"url":9,"linktype":102,"fieldtype":13,"cached_url":9},"Company",[247],{"_uid":248,"items":249,"style":53,"hidden":26,"marker":54,"component":55,"heading_style":9},"19e06ab9-9671-4711-bc0b-9e57c0ba9952",[250,254,262,270,278,286,294],{"_uid":251,"link":252,"label":199,"hidden":26,"component":27,"in_footer":90,"in_header":26},"fb8cfc24-0903-4d96-9510-a528472f667c",{"id":9,"url":9,"story":253,"linktype":12,"fieldtype":13,"cached_url":198},{"full_slug":198},{"_uid":255,"icon":256,"link":257,"label":260,"hidden":26,"component":27,"description":261},"38b711d4-31f3-4981-8513-4d9a4e65ff35","i-lucide-building-2",{"id":9,"url":9,"story":258,"linktype":12,"fieldtype":13,"cached_url":259},{"full_slug":259},"about","About us","What we do, how we work, and where we came from",{"_uid":263,"icon":264,"link":265,"label":268,"hidden":26,"component":27,"description":269},"f2bef759-a957-426b-a1e0-e73248b14063","i-lucide-users",{"id":9,"url":9,"story":266,"linktype":12,"fieldtype":13,"cached_url":267},{"full_slug":267},"team","Team","The people you would actually be working with",{"_uid":271,"icon":272,"link":273,"label":276,"hidden":26,"component":27,"description":277},"02418345-4aef-4413-9f5e-7fff2ade80fc","i-lucide-newspaper",{"id":9,"url":9,"story":274,"linktype":12,"fieldtype":13,"cached_url":275},{"full_slug":275},"news","News & insights","What changed, what it means, and what we did about it",{"_uid":279,"icon":280,"link":281,"label":284,"hidden":26,"component":27,"description":285},"4254d80d-2645-4a32-8dde-fbb8e5a0c98e","i-lucide-briefcase",{"id":9,"url":9,"story":282,"linktype":12,"fieldtype":13,"cached_url":283},{"full_slug":283},"careers","Careers","What it is like to work here, and how to reach us",{"_uid":287,"icon":288,"link":289,"label":292,"hidden":26,"component":27,"description":293},"33676272-e0f6-49bd-b759-a9a63857103a","i-lucide-leaf",{"id":9,"url":9,"story":290,"linktype":12,"fieldtype":13,"cached_url":291},{"full_slug":291},"sustainability","Sustainability","Our EcoVadis rating & what sits behind it",{"_uid":295,"icon":296,"link":297,"label":300,"hidden":26,"component":27,"in_header":26,"description":301},"2885e2cf-cb3d-4861-8db2-49683dc9b7d0","i-lucide-mail",{"id":9,"url":9,"story":298,"linktype":12,"fieldtype":13,"cached_url":299},{"full_slug":299},"contact","Contact","Where we are, and who answers when you write","5",{"data":304,"headers":387},{"story":305,"cv":384,"rels":385,"links":386},{"name":306,"created_at":307,"published_at":308,"updated_at":309,"id":310,"uuid":311,"content":312,"slug":374,"full_slug":375,"sort_by_date":376,"position":377,"tag_list":378,"is_startpage":26,"parent_id":379,"meta_data":376,"group_id":380,"first_published_at":381,"release_id":376,"lang":382,"path":376,"alternates":383,"default_full_slug":376,"translated_slugs":376},"Ryan Croes","2026-08-27T14:12:40.555Z","2026-09-01T07:37:01.076Z","2026-09-01T07:37:01.089Z",213607876871004,"7ba09d25-698f-4d27-858c-a3351971fbcf",{"bio":313,"_uid":334,"name":306,"role":335,"email":336,"facts":337,"phone":366,"photo":367,"quote":371,"linkedin":372,"component":373,"quote_source":9},{"type":314,"content":315},"doc",[316,322,326,330],{"type":317,"content":318},"paragraph",[319],{"text":320,"type":321},"Financial institutions operate in a regulatory landscape that demands constant adaptation. Staying ahead means embracing change, not just in policy and process, but in the technology and operating models that support them.","text",{"type":317,"content":323},[324],{"text":325,"type":321},"At ACE, Ryan brings over a decade of experience in risk, compliance, and regulatory transformation to help clients navigate that journey. He has led large-scale programs end-to-end, from strategy through to delivery and sustainable adoption, across financial services, international organisations, and government entities. That cross-sector perspective gives him a broader view on how different industries approach governance, risk, and change.",{"type":317,"content":327},[328],{"text":329,"type":321},"His focus on RegTech and AI reflects a firm belief that technology-enabled change is essential to future-proof compliance, but technology alone isn’t the answer. He has been involved in leadership and organisational change trajectories, helping teams and leaders shift mindsets and build capabilities that outlast the program itself. Understanding a client’s real needs, building trust, and bringing people along on the journey is where lasting change begins.",{"type":317,"content":331},[332],{"text":333,"type":321},"When not working, he enjoys catching up with friends over good meals, exploring new places, or planning trips, and is at his best when around people.","a1f0c3d2-7b64-4e19-9c58-2ad7e6b40f31","Senior Manager","ryan.croes@acecompany.nl",[338,348,357],{"_uid":339,"label":340,"value":341,"component":347},"b2e1d4a3-8c75-4f2a-8d69-3be7f5c51a42","Previously",{"type":314,"content":342},[343],{"type":317,"content":344},[345],{"text":346,"type":321},"Director at Grant Thornton Advisory Dutch Caribbean | Several years in consulting at PwC Netherlands","team_fact",{"_uid":349,"label":350,"value":351,"component":347},"c3f2e5b4-9d86-4a3b-9e7a-4cf8a6d62b53","Expertise",{"type":314,"content":352},[353],{"type":317,"content":354},[355],{"text":356,"type":321},"Risk Management | Compliance | KYC\u002FAML | GRC | Regulatory Change | RegTech & AI | Program Management | Change & Leadership",{"_uid":358,"label":359,"value":360,"component":347},"d4a3f6c5-ae97-4b4c-af8b-5da9b7e73c64","Education",{"type":314,"content":361},[362],{"type":317,"content":363},[364],{"text":365,"type":321},"MSc, Business Administration and Management (Executive Program in Management Studies), University of Amsterdam | BSc, Financial Services Management","+31 (0)85 3034271",{"id":368,"alt":306,"name":9,"focus":9,"title":9,"filename":369,"copyright":9,"fieldtype":370},213607607699491,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F294177895581993\u002Fb147221f0c\u002Fteam-ryan-croes.webp","asset","Excellence delivers results. Trust builds relationships. Enabling people leaves a lasting impact. Enjoyment gives the journey meaning.","https:\u002F\u002Fwww.linkedin.com\u002Fin\u002Fryan-croes-5805458\u002F","team_member","ryan-croes","team\u002Fryan-croes",null,-340,[],203991674748537,"36183638-2c41-4e34-a562-00c9d1907c90","2026-08-27T14:25:40.005Z","default",[],1788359998,[],[],{"age":388,"cache-control":389,"connection":390,"content-encoding":391,"content-type":392,"date":393,"etag":394,"referrer-policy":395,"sb-be-version":396,"server":397,"transfer-encoding":398,"vary":399,"via":400,"x-amz-cf-id":401,"x-amz-cf-pop":402,"x-cache":403,"x-content-type-options":404,"x-frame-options":405,"x-permitted-cross-domain-policies":191,"x-request-id":406,"x-runtime":407,"x-xss-protection":408},"5017","max-age=0, public, s-maxage=604800, stale-if-error=3600","keep-alive","gzip","application\u002Fjson; charset=utf-8","Wed, 02 Sep 2026 14:40:26 GMT","W\u002F\"5efd47005fd44cf477f794546125285c\"","strict-origin-when-cross-origin","5.959.0","nginx\u002F1.29.1","chunked","Origin,Accept-Encoding","1.1 cdde60990b0b117cb5626dabd6b537d2.cloudfront.net (CloudFront)","ZsUCMFBnYpo8GE8urHbAEyo80IyZB4XyWbvlcj-BiYdEQ3bEOmJbXg==","IAD55-P6","Hit from cloudfront","nosniff","SAMEORIGIN","2afcb519-a1fe-4e35-8796-f517220b037d","0.288797","0",1788365043425]